One of the key mandates of the Insurance and Pensions Commission is to protect the interests of policyholders and pension scheme members. To demonstrate its seriousness in protecting the interests of policyholders and pension scheme members or beneficiaries, the Commission has established a Complaints Handling Unit, whose thrust is receiving and handling complaints lodged against our regulated entities.
If a policyholder or pension scheme member/beneficiary feel that he/she has not been fairly treated by the insurance company or pension fund, he/she is welcome to lodge a complaint with the Commission.
Policyholders and pension scheme members have a right to complain to the Commission against any insurance company or pension fund except, the National Social Security Authority and the Public Service Pension Scheme, free of charge.
WHAT IS A COMPLAINT?
A complaint arises when a policyholder, fund member or beneficiary alleges unfair treatment or potential wrong doing by an insurer or fund administrator who is licensed by IPEC and doing business in Zimbabwe.
WHO CAN COMPLAIN?
Every policyholder or pension fund member has a right to complain if they feel they have been unfairly treated.
WHO CAN BE COMPLAINED AGAINST?
This procedure of lodging a complaint applies in the case of all complaints against entities that are regulated by IPEC. These include insurance companies, brokers and agents as well as pension funds/administrators.
REASONS FOR COMPLAINING
There are numerous reasons for lodging complaints against insurance companies or pension fund administrators, for example some complaints can be with regard to breach of contract (not complying with what is stated in the initial agreement), non-service delivery, and unfair treatment among others.
LODGING COMPLAINTS WITH IPEC
You will be required to first lodge your complaint in writing to the concerned insurance company or pension fund administrator. If you are not satisfied with the outcome, you can then approach IPEC. If not satisfied with the IPEC resolution, complainants, have a right to appeal to the Minister of Finance and Economic Development.
WHEN LODGING A COMPLAINT
- Send complaint with copies of all relevant documents for record purposes;
- Keep copies of all correspondences;
- Do not send any original documents, unless this is required;
- Record names, dates ,contact details and any other important information;
- Make sure all complaints are submitted in writing for example in the form of a letter or email or website where applicable;
- Back up the complaint in writing as far as possible.
WHERE AND HOW TO SUBMIT A COMPLAINT
Complaints can be submitted via email, by post, hand (in person), fax or through our website.
Physical address Postal Address
160 Rhodesville Avenue, Greendale P.O Box HR6773
You can also file your complaint online by clicking here: